Jump to Definitions - Most insurance companies use one of two definitions to identify such conditions. Under the objective standard definition , a pre - existing condition is any condition for which the patient has already received medical advice or treatment prior to enrollment in a new medical insurance plan. A pre - existing condition is a medical condition that is excluded from coverage by an insurance company because the condition was believed to exist prior to the . A preexisting condition was defined as one for which medical treatment or advice was rendere prescribe or recommended within months prior to the . A medical illness or injury that you have before you start a new health care plan may be considered a “ pre - existing condition.
Conditions like diabetes, COP . Any medical condition that the insured . Even though the precise definition of pre - existing conditions vary among various insurance companies and different insurance products, following is a general . If your condition or illness meets the pre - existing condition definition , in most instances a month waiting period applies from the date of joining or upgrading. In this lesson you will learn the definition of a pre - existing condition and observe how pre - existing conditions affected health care coverage.